Are health care medical insurance or medical insurance reimbursement?

 type of medical insurance

The difference this way of guarantee of reimbursement or compensation for service delivery:

* Health care medical insurance or medical chart: These are the most common medical insurance and defendants. This is your case if you want to cover potential risks of your health with the possibility of having a doctor and receive health care when you need it (general practitioners, specialists). These insurance plans protect most of the costs of such care.

In this case, we can choose a doctor or medical center that we want to go into those concluded by the medical insurance company.

These insurance plans can you find them in many ways including individual health insurance, family medical insurance or group insurance plans, depending on the number of insured.

* Health insurance reimbursement: This is your case if you go to your doctor of all life (eg cases of pediatrics or gynecology), but this is not in the medical chart of the insurer. That’s what medical insurance reimbursement, where you can go to your doctor, and a first step corresponding to expenditure, and then the insurance company reimburses you (according to the limits agreed in the policy) of the expense of (usually between 80 and 100%).

In this case, you can choose a doctor according to your criteria and with a guarantee of reimbursement by the insurance company doctors.


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